--- title: "AUSTRAC Starter Kit for Jewellers | HeadStart Docs" description: "Guide to AUSTRAC's starter kit for dealers in precious metals, stones and products. What's included, scope limitations and how to get started." lang: en-AU json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "name": "HeadStart Docs", "legalName": "HeadStart Docs Pty Ltd", "url": "https://www.headstartdocs.com.au", "logo": { "@type": "ImageObject", "url": "https://www.headstartdocs.com.au/logo-512.png?v=4", "width": 512, "height": 512 }, "description": "AML/CTF compliance digital products and programs for Australian businesses under Tranche 2 regulations. Free program documents and AML Portal. 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The AML Portal itself is continuously updated to reflect current AUSTRAC requirements and sanctions lists." } }, { "@type": "Question", "name": "What happens after my 12-month AML portal access expires?", "acceptedAnswer": { "@type": "Answer", "text": "Your documentation is yours forever. To continue using the AML Portal (screening tools, compliance calendar, record keeping), you pay $35 per customer CDD. Cancel anytime — no subscription required." } }, { "@type": "Question", "name": "Is HeadStart Docs a law firm?", "acceptedAnswer": { "@type": "Answer", "text": "No. HeadStart Docs is a digital publisher and platform provider. We sell digital compliance products and portal access. We do not provide legal advice. Referrals for legal advice can be made to our related law firm, HeadStart Counsel." } }, { "@type": "Question", "name": "When does AML/CTF Tranche 2 commence in Australia?", "acceptedAnswer": { "@type": "Answer", "text": "Tranche 2 AML/CTF obligations commence on 1 July 2026. All reporting entities in designated sectors including lawyers, accountants, real estate agents, conveyancers, and trust and company service providers must have their AML/CTF programs in place by this date." } } ] }, { "@context": "https://schema.org", "@type": "Article", "headline": "AUSTRAC Starter Program Kit for Precious Product Dealers: What's Included & Limitations", "description": "Complete guide to AUSTRAC's official starter program kit for dealers in precious metals, stones and products. 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[Privacy Policy](/privacy) Essential OnlyAccept All [Skip to main content](#main-content) [ ![HeadStart Docs](/assets/logo-dark-bg-CUivuKJ8.png)![HeadStart Docs](/assets/logo-light-bg-D5BRMGqf.png) ](/) [Home ](/) Features [Programs ](/programs) Resources Sectors [Log in ](/auth) [Portal](/aml-landing) 1. [](/) - [Free Resources](/tranche-2-resources) - AUSTRAC Starter Kit for Precious Product Dealers Updated: January 2026 AUSTRAC Starter Kit Now Available The official AUSTRAC starter kit for precious product dealers is now available with 36 documents. [Download the free kit](/tranche-2-resources/austrac-starter-program-kits) Important: Limited Scope This AUSTRAC kit only covers transactions in **physical currency of $10,000 or more**. If your business deals in bullion, provides loans on precious items, accepts virtual assets, or provides custodial services, you may need additional documentation. # AUSTRAC starter program kit for precious product dealers: What's included & limitations AUSTRAC released their official starter program kit for dealers in precious metals, stones and products in January 2026. This guide explains what's included, the scope limitations, and how to get started. ## Which dealer activities are in scope? Under Tranche 2, dealers in precious products become reporting entities when conducting certain transactions: - Transactions in physical currency of $10,000 or more - Sales of precious metals (gold, silver, platinum, palladium) - Sales of precious stones (diamonds, gemstones) - Trade-ins and exchanges of precious goods ## What the AUSTRAC kit doesn't cover The AUSTRAC kit for precious product dealers is specifically designed for cash transactions at the $10,000+ threshold. It may not adequately cover: #### Bullion Dealing Trading in gold, silver, platinum or palladium bars/coins #### Loans on Precious Items Pawnbroking or secured lending activities #### Virtual Assets Accepting cryptocurrency as payment #### Custodial Services Storage or custody of precious items for customers ## What's in the AUSTRAC kit for jewellers? The Precious Product Dealers starter kit contains **36 documents** across the following categories: ### Policy Document(1 documents) Core AML/CTF program policy outlining your compliance framework - • Policy Document ### Process Document(1 documents) Step-by-step procedures for implementing your AML/CTF program - • Process Document ### Risk Assessment(1 documents) Framework for assessing ML/TF risks in your business - • Risk Assessment ### Customer Forms(13 documents) CDD, onboarding, verification and ongoing monitoring forms - • Initial CDD Form - Individual/Sole Trader - • Initial CDD Form - Body Corporate/Partnership - • Initial CDD Form - Trust - • Enhanced CDD Form - • Onboarding Form - Individual/Sole Trader - \+ 8 more documents ### Personnel Forms(5 documents) Staff due diligence, roles and responsibilities documentation - • AML/CTF Roles Form - • Assign Responsibilities Form - • Personnel Due Diligence Form - • Personnel DD - Compliance Officer - • Personnel DD - Sole Practitioner ### Program Maintenance(10 documents) Effectiveness testing, annual reviews and compliance checks - • Maintain Your AML/CTF Program - • Annual Report to Governing Body - • Independent Evaluation Response - • Periodic Effectiveness Testing Summary - • Client Onboarding Effectiveness Check - \+ 5 more documents ### Guidance Material(4 documents) How-to guides, examples and getting started documentation - • Customise Guide - • Getting Started - • Document Library - • Examples of Dealing with Clients ### Download the Free AUSTRAC Kit Access all 36 documents in the official Precious Product Dealers starter kit. [Download Free Kit](/tranche-2-resources/austrac-starter-program-kits) ## Other limitations of the kit #### Sanctions Screening No PEP or sanctions list checking capability #### Training Records No training management or completion tracking #### Digital Workflows Static Word documents require manual processing #### Ongoing Updates One-time download with no regulatory updates **Size limitation:** AUSTRAC designed these kits for businesses with 15 or fewer personnel. Larger businesses may need more comprehensive solutions. ## Next steps [Download the free AUSTRAC kit](/tranche-2-resources/austrac-starter-program-kits)[Compare free kits vs paid programs](/tranche-2-resources/austrac-kits-vs-paid-programs)[Learn more about Precious Products sector](/precious-metals) ## Interactive tools [ ### Decision Trees Visual flowcharts to determine which services trigger AML/CTF obligations. View decision trees → ](/decision-trees) **Disclaimer:** This article is general information only. It is not legal, financial or compliance advice. HeadStart Docs™ provides free compliance documents, not legal services. We do not guarantee the accuracy of information provided. Obligations may apply depending on your designated services. Always confirm your specific requirements with a qualified adviser. Need a lawyer to review your AML/CTF program? [HeadStart Counsel](https://headstartcounsel.com.au/get-started) offers fixed-fee tailoring from $1,800+GST. Separate entity and engagement. 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