--- title: "Free AML/CTF Tranche 2 Guides & Tools | HeadStart Docs" description: "Free AML/CTF guides, tools and sector reports for Tranche 2. 50+ articles, sanctions screening, timeline calculator, readiness test." lang: en-AU json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "name": "HeadStart Docs", "legalName": "HeadStart Docs Pty Ltd", "url": "https://www.headstartdocs.com.au", "logo": { "@type": "ImageObject", "url": "https://www.headstartdocs.com.au/logo-512.png?v=4", "width": 512, "height": 512 }, "description": "AML/CTF compliance digital products and programs for Australian businesses under Tranche 2 regulations. Free program documents and AML Portal. 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[Privacy Policy](/privacy) Essential OnlyAccept All [Skip to main content](#main-content) [ ![HeadStart Docs](/assets/logo-dark-bg-CUivuKJ8.png)![HeadStart Docs](/assets/logo-light-bg-D5BRMGqf.png) ](/) [Home ](/) Features [Programs ](/programs) Resources Sectors [Log in ](/auth) [Portal](/aml-landing) ![HeadStart Docs conference booth](/assets/free-resources-hero-DHaXqrzb.jpg) # Free Resources Tools, checklists and insights for Tranche 2 AML/CTF compliance. 31+ Articles 4 Interactive Tools 8 Sector Reports ## Interactive Tools [ ### Implementation Timeline Key dates and milestones for Tranche 2 ](/timeline)[ ### Readiness Test Assess your compliance readiness ](/risk-calculator)[ ### Sanctions Screening PDF Reports Search sanctions lists and country risk ](/sanctions-search) ## Official Resources & Guides [ ### AUSTRAC Starter Kits Guide What to expect from official kits ](/tranche-2-resources/austrac-starter-program-kits)[ ### Free Sector Reports Download free AML/CTF sector reports ](/sector-reports)[ ### Tranche 2 Complete Guide Everything about Tranche 2 ](/tranche-2)[ ### AUSTRAC Official Guidance Official regulatory information ](https://www.austrac.gov.au/about-us/amlctf-reform) ## Featured Content [ Official Resources January 2026 ### AUSTRAC Free Starter Kits Now Available Download all 215+ official documents for lawyers, accountants, real estate, conveyancing and jewellers. Released January 2026. Legal Accounting Real Estate Conveyancing Jewellers Download Free Kits ](/tranche-2-resources/austrac-starter-program-kits) [ Comparison Guide 10 min read ### Tranche 2 AML/CTF software in Australia: comparison checklist and evaluation criteria Compare coverage, pricing and features of AML/CTF compliance solutions for Tranche 2 affected businesses. Read the guide ](/tranche-2-resources/aml-solutions-comparison)[ Pop Culture Guide 12 min read ### Tranche 2 Explained by Pop Culture: How Money Laundering Works When You Are New to AML Learn the fundamentals of money laundering through TV shows like Breaking Bad, Ozark, StartUp, Queen of the South, Lord of War, and The Mole. Read the guide ](/tranche-2-resources/money-laundering-pop-culture) ## Articles & Guides ### Getting Started [ Compliance 8 min #### AML Tranche 2 Australia: What businesses need to know Comprehensive overview of Tranche 2 obligations and affected sectors. ](/tranche-2-resources/understanding-amlctf-tranche-2)[ Planning 3 min #### Key dates for Tranche 2 compliance Important milestones including enrolment and commencement dates. ](/tranche-2-resources/key-dates-tranche-2)[ Best Practices 6 min #### Building an effective AML/CTF program Best practices for program structure, risk assessments and CDD procedures. ](/tranche-2-resources/building-effective-amlctf-program) ### Sector Guides [ Real Estate 6 min #### Real estate AML/CTF documentation Onboarding checklists, recordkeeping overview, and illustrative scenarios. ](/tranche-2-resources/real-estate-amlctf-documentation)[ Law Practices 5 min #### Law practices and Tranche 2 What conveyancing lawyers need to know about AML/CTF obligations. ](/tranche-2-resources/law-practices-tranche-2)[ Documentation 7 min #### AML/CTF risk assessment documentation Common controls, risk rating approaches, and documentation structures. ](/tranche-2-resources/risk-assessment-documentation) ### Advanced Topics [ Compliance 5 min #### Proliferation financing: General information Understanding PF risks and documentation considerations under Tranche 2. ](/tranche-2-resources/proliferation-financing-overview)[ Business 4 min #### Budgeting for AML/CTF compliance Understanding the financial investment for setup and ongoing compliance. ](/tranche-2-resources/budgeting-amlctf-compliance)[ Implementation 5 min #### Working with your solicitor on AML/CTF How to effectively collaborate on customising your AML/CTF program. ](/tranche-2-resources/working-with-solicitor) ### Sole Practitioner FAQs [ #### Can I appoint myself as AML Compliance Officer? Yes, sole directors can appoint themselves under Tranche 2. ](/tranche-2-resources/sole-practitioner-aml-officer)[ #### Do I need an AML program with no staff? Program requirements for sole practitioners explained. ](/tranche-2-resources/sole-practitioner-no-staff)[ #### Can my spouse or bookkeeper be my AML officer? Options for delegating compliance responsibilities. ](/tranche-2-resources/spouse-as-aml-officer) ### General FAQs [ #### When will AUSTRAC release free starter kits? Expected timeline and what's included in official resources. ](/tranche-2-resources/austrac-free-kits-timeline)[ #### Minimum viable compliance for Tranche 2 What's the absolute minimum you need to be compliant? ](/tranche-2-resources/minimum-viable-compliance)[ #### SME documentation vs $10,000 portals Why paying more may not be right for your business. ](/tranche-2-resources/sme-vs-portals)[ #### Word documents vs compliance portals Choosing the right format for your AML program. ](/tranche-2-resources/word-doc-vs-portals)[ #### How to enrol with AUSTRAC 5-minute step-by-step enrolment guide. ](/tranche-2-resources/austrac-enrolment-guide)[ #### AML staff training requirements What training is actually required under Tranche 2? ](/tranche-2-resources/minimum-training-requirements)[ #### No AML program consequences What happens if you're not compliant by 1 July 2026? ](/tranche-2-resources/no-aml-program-consequences)[ #### Why are buyer's agents 'high risk'? Understanding AUSTRAC's risk classification. ](/tranche-2-resources/buyers-agents-high-risk)[ #### How to spot a 'clean skin' launderer Red flags in property settlements. ](/tranche-2-resources/clean-skin-launderers)[ #### Generic vs real estate AML programs Why programs tailored to your sector matter. ](/tranche-2-resources/generic-vs-real-estate-program)[ #### What is 'structuring'? Transaction splitting and why it matters. ](/tranche-2-resources/structuring-property-professionals)[ #### Do migration agents need an AML program? When RMAs trigger TCSP obligations for business visas. ](/tranche-2-resources/migration-agents-aml-obligations)[ #### Client with multiple designated services Returning client, new service — when do you need fresh CDD? ](/tranche-2-resources/client-multiple-designated-services) ### AUSTRAC Starter Kit Guides [ Lawyers ](/tranche-2-resources/austrac-starter-kit-lawyers)[ Accountants ](/tranche-2-resources/austrac-starter-kit-accountants)[ Real estate ](/tranche-2-resources/austrac-starter-kit-real-estate)[ TCSPs ](/tranche-2-resources/austrac-starter-kit-tcsps)[ Precious product dealers ](/tranche-2-resources/austrac-starter-kit-jewellers) ## Ready to start your compliance journey? Explore our sector digital products or download a free sector report to start. 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