Don't face Tranche 2
with a blank page
AML program packs from $679 for small to medium firms & sole practitioners.
View Program PacksGeneral information only · Not legal advice
Important Deadline: Tranche 2 AML/CTF obligations commence 1 July 2026
What's Included in Every Pack
Comprehensive AML/CTF compliance documents tailored to your sector
Core Documents
- ML/TF Risk Assessment
- AML/CTF Program (Tranche 2)
- Customer Due Diligence (CDD) Procedures
- Tipping Off Prevention Policy
- Decision Trees
Bonus Inclusions
- Implementation Plan ($199 value)
- Compliance Calendar
- Briefing Materials
- 1 Year AML Portal Access
- Monthly screening credits (VOI, PEP, Sanctions, Adverse Media checks)
1 credit = $1 AUD. Standard searches cost 1 credit each. VOI checks cost 5 credits.
Program Pack Pricing
All prices in AUD, GST inclusive
Single Principal Edition
Sole traders & single-director companies
$679.33
- Full AML/CTF Program Pack
- Sector-specific risk assessment
- 1 year portal access included
Multi-Staff Business Edition
Firms with boards or multiple partners
$1,369.90
- Everything in Single Principal
- Board Governance Module
- Staff Training Register
- Employee Due Diligence Policy
Group Edition
Reporting and/or elective groups under s10A
$2,719.90
- Everything in Multi-Staff
- Reporting group management
- Multi-entity coordination tools
Sectors Covered
How It Works
Choose & Download
Select your sector pack, add to cart, and download your digital products instantly.
Tailor with Your Solicitor
Your lawyer reviews and tailors the AML Program to your specific business circumstances.
Implement & Run
Run your tailored AML Program using our portal or integrate with your existing tools.
Trusted by Australian Professionals
"Saved us weeks of work. We had our program ready for solicitor review within days instead of starting from scratch."
— Sole practitioner, Legal
"The portal makes ongoing compliance manageable. PEP and sanctions screening in one place is a game changer for a small firm."
— Partner, Accounting firm
"At this price point compared to consultants charging $8,000+, it was an easy decision. The sector-specific content is what sold us."
— Director, Real estate agency
Frequently Asked Questions
Do I still need a solicitor?
Yes. Our products are digital publications that give you a substantial head start, but they must be reviewed and tailored by a qualified solicitor to your specific business circumstances before implementation. We can refer you to HeadStart Counsel if needed.
How is this different from the free AUSTRAC Starter Kits?
AUSTRAC Starter Kits are generic starting points that require significant customisation. HeadStart products are sector-specific, pre-populated with industry-relevant risk factors and scenarios, and include 12 months of AML Portal access for ongoing compliance (screening, record keeping and reporting tools). Read our detailed comparison.
What if the rules change after I purchase?
Your digital products are yours to keep. If significant regulatory changes occur, updated versions will be available to active portal subscribers. The AML Portal itself is continuously updated to reflect current AUSTRAC requirements and sanctions lists.
What happens after my 12-month portal access expires?
Your documentation is yours forever. To continue using the AML Portal (screening tools, compliance calendar, record keeping), you can subscribe from $29/month or $299/year. There is no lock-in and you can cancel anytime.
Is HeadStart Docs a law firm?
No. HeadStart Docs™ is a digital publisher and platform provider. We sell digital compliance products and portal access. We do not provide legal advice. Referrals for legal advice can be made to our related law firm, HeadStart Counsel.